Imagine grasping multiplication and division before the age of four. Most people were still learning to tie their shoes. For Ann Marie Neufelder, founder of Mission Ready Software, numbers had already become familiar friends.

Vinod Sivagnanam is quietly shaping the infrastructure of global e-commerce by solving some of its most complex challenges. From AI-powered personalization to cross-border payment innovation, Sivagnanam positions himself as a visionary at the intersection of technology, regulation, and human behavior.