mortgage
Homes are seen for sale in the northwest area of Portland, Oregon, March 20, 2014. REUTERS

This article originally appeared on the Motley Fool.

There's not much change in mortgage rates today. The shorter-term 15-year fixed rate declined 0.03% to 3.03%. Meanwhile, adjustable-rate mortgage (ARM) rates ticked upward. The 5/1 ARM and 5/1 ARM refinance rates jumped 0.04% and 0.08%, respectively. The 5/1 ARM offers a fixed rate for five years, then adjusts based on the prevailing rates.

Here are today's average mortgage rates across the U.S., along with where they stood a month ago.

While a couple of the rates rose a bit, today's homebuyers are still enjoying relatively cheap loans compared to 10 years ago. For some perspective, here are a few of the rates as of April 2007.

For existing homeowners researching a home equity line of credit (HELOC) or equity loan, there's been a slight change in rates today. HELOC rates stayed at 5.30%, while equity loan rates inched up 0.01% to 5.30%. Both equity loan alternatives are above last month's respective rates of 5.13% and 5.21%.

5 Simple Tips to Skyrocket Your Credit Score Over 800!
Increasing your credit score above 800 will put you in rare company. So rare that only 1 in 9 Americans can claim they’re members of this elite club. But contrary to popular belief, racking up a high credit score is a lot easier than you may have imagined following 5 simple, disciplined strategies. You’ll find a full rundown of each inside our FREE credit score guide. It’s time to put your financial future first and secure a lifetime of savings by increasing your credit score. Simply click here to claim a copy 5 Simple Tips to Skyrocket Your Credit Score over 800 .