Residents of 41 cities in China can now get insurance in case they cannot see a full moon during the Mid-Autumn Festival. For a 20 yuan premium, Chinese can insure seeing a full moon, and if cloudy skies obscure the view the companies will pay out 50 yuan. In addition to the moon insurance, the companies are including a box of mooncakes with every purchase.

The insurance policy is a partnership between Taobao.com, operated by Alibaba Group, and Allianz China Life Insurance Co. Ltd., reports China Daily. The full moon insurance policy protects individuals from missing out on seeing the moon during the Mid-Autumn Festival, a harvest festival that takes place during a full moon. This year’s Mid-Autumn Festival takes place on Sept. 19 and includes moon watching, prayer and eating mooncakes, a traditional pastry with a thick filling.

According to Global Times, residents of Shanghai, Guangzhou and Shenzhen can pay a premium of 20 yuan ($3.27) and can receive a payout of 50 yuan ($8.17) if their view of the moon is obscured. The insurance policy has a higher premium option for 41 cities, including the three previously mentioned cities and Beijing, for 99 yuan ($16.18) and a payout of 188 yuan ($30.72). The insurance company will pay if conditions are cloudy, foggy or hazy.

The moon insurance is just one of several new policies being introduced to Internet users, reports Global Times. The Mid-Autumn Festival is one of the biggest Chinese holidays, which include Chinese New Year and the Spring Festival, and falls on the 15th day of the eighth month in the Chinese Calendar, reports Xinhua News.

Early weather forecasts indicate partly cloudy conditions for Beijing, while Shanghai has a partly cloudy forecast with early showers.

Autumn