PCM Encore
PCM Encore

The wealth management industry has long been dominated by institutions prioritizing sales over personalization. PCM Encore, born from the multi-billion-dollar family office of tech entrepreneur Michael Paulus, is challenging that concept.

Merging Silicon Valley ingenuity with deep financial skill, the firm has reengineered the family office concept into a dynamic advisory model that places clients at the center of every decision.

From Private Wealth to Public Mission

Michael Paulus didn't set out to disrupt wealth management. As a serial entrepreneur who built Addepar and Assurance IQ into multi-billion dollar businesses he initially built PCM Encore to manage his own family's assets. But the tools and strategies developed for his portfolio soon revealed a gap in the market: high-net-worth individuals lacked access to the same institutional-grade technology and conflict-free guidance that billionaires take for granted.

Paulus flipped the traditional family office model, turning it into a client-driven advisory firm. Unlike legacy institutions bogged down by proprietary products or commission structures, PCM Encore operates as a 100% employee-owned fiduciary.

"We built our platform to solve our own problems first," Paulus explains. "When clients work with us, they're getting solutions tested in the trenches of real wealth management—not theoretical models."

The Client-First Playbook

PCM Encore's radical transparency begins with its fee structure—no commissions, no hidden charges—but extends to its team-based strategy. Clients aren't handed a single advisor; they gain a dedicated group of specialists spanning tax, estate planning, and investment management. This "concierge team" strategy, rare in wealth management, makes sure that decisions are informed by multiple experts rather than a generalist's limited view.

However, it is technology itself that acts as the backbone. Paulus holds multiple patents for innovations in managing complex portfolios. The firm's platform analyzes complex portfolios with mathematical precision. Yet it's paired with what Paulus calls "high-touch experts"—regular strategy sessions and real-time updates.

Such a uniquely hybrid model has attracted entrepreneurs and executives tired of cookie-cutter solutions, with PCM Encore's client base growing rapidly since its launch.

Why Silicon Valley's Wealth Secret Matters

PCM Encore's success is, at the basest level, about earning trust. In an industry where 73% of investors doubt their advisors' objectivity, the firm's employee-owned structure eliminates conflicts of interest. Advisors can't push in-house products because there aren't any. Instead, they focus on deeply understanding their clients needs and developing a sophisticated and comprehensive portfolio and plan to meet them.

For those savvy few searching for more than spreadsheet-driven advice, PCM Encore offers a partnership forged in Silicon Valley's scaling labs and refined through billion-dollar exits.

"We're not here to sell you a strategy," Paulus says. "We're here to build one with you—and pivot it as your world changes."

The upgrade from a simple, private family office to client-first firm proves that wealth management can balance scale with soul. For those tired of being a footnote in their advisor's profit margins, PCM Encore seeks to do more than manage wealth—it reimagines its purpose.