Man Legally Becomes ‘Woman’ To Score Cheaper Car Insurance Deal

A Canadian man decided to change his gender from male to female in order to score a cheaper car insurance.

David (last name withheld), 24, of Alberta called an insurance company last year to get a quote on a new Chevrolet Cruze he planned on buying. That is when he learned he will be charged $4,517 as opposed to $3,423 if he was a woman.

“I was pretty angry about that. And I didn’t feel like getting screwed over any more,” he told the Canadian Broadcasting Company. “So I asked them to change my gender on my auto policy, and [a rep] was like, ‘We can’t do that.'”

However, quickly enough the man discovered a loophole in the system that would let him avail the lesser cost when it came to the car insurance. All he needed to do was change the gender on his government-issued documents — in this case being his birth certificate — and he will be good to go.

“Correcting” his birth certificate was a two-step procedure. The first step involved reaching out to his doctor for a note.

“It was pretty simple,” he said. “I just basically asked for it and told them that I identify as a woman, or I’d like to identify as a woman, and he wrote me the letter I wanted.”

Next, David shipped the note along with relevant documents over to government officials and three weeks later received a new birth certificate with a changed gender. He was legally declared a woman.

All there was left was for him to change the gender on the driver’s license — for which he called the insurance company — and he began saving around $91 a month.

“I was quite shocked, but I was also relieved,” he said. “I felt like I beat the system. I felt like I won.”

Despite the official status, David made is clear he did not identify as a woman.

“I’m a man, 100 percent. [But] legally, I’m a woman,” he said. “I have taken advantage of a loophole.”

His actions were condemned by the LGBT community in Canada, the Week reported.

Marie Little, former chair of the Trans Alliance Society, said: “I think it cheapens the whole process. It sort of casts doubt on everybody else’s motives for making those changes. I think it gives ammunition to people who want to take rights away from trans people.”

David, however, said he had no intention of hurting the sentiments of anyone in the LGBT community and the whoole purpose of his move was to score the cheaper deal on car insurance.

“I didn’t do it to point out how easy it is to change genders,” David said. “I didn’t do it to criticize or ridicule transgender or LGBT rights.”

According to the New York Post, Alberta changed the car insurance policy, scrapping the doctor’s-note requirement. Drivers now need to declare their gender as M, F or X, for gender non-binary people.